AI Business Plan Generator
Sound like you know what you're doing in front of investors or a bank: a real plan with the numbers filled in, not a fill-in-the-blank template. Just enter idea, market, money.
How It Works
Describe your idea in one or two sentences, the market you are entering, how much money and time you have, and what success looks like in 12–36 months. The output gives you a full structured plan or a lean one-page version depending on stage. Use the numbers and sections as your baseline; update the tokens monthly with real data.
What to Provide
| Input | What to enter |
|---|---|
| Idea | Core offering and who it is for in plain language |
| Market | Who buys, how big, where they are today, trends |
| Money & resources | Personal capital, team size, time available, any committed funding |
| Goals | Revenue target, users, exit, or lifestyle number with timeline |
| Stage | Idea only, validated problem, early customers, or scaling |
Business Plan
This document is the finished deliverable. Fill tokens and keep it updated.
1. Executive Summary (One Page Version)
One-sentence description: [[Idea in plain language]]
Problem: [[The painful, expensive, or slow thing that exists today]]
Solution: [[What you built or will build that is 10x better or cheaper]]
Target customer: [[Primary buyer persona: role, industry, size]]
Market opportunity: [[TAM / SAM / SOM numbers with source year]]
Business model: [[How you make money: subscription, marketplace, services, one-time + upsell]]
Current traction (or validation): [[Users, revenue, LOIs, waitlist, pilot results]]
The ask: [[Funding amount or resources needed]] to reach [[next milestone in months]]
Team: [[Founders + key roles + relevant experience]]
2. Problem and Solution
The problem (with evidence):
[[Describe the current state with a real customer quote or data point. Quantify time or money lost.]]
Who feels the pain most: [[Specific segment]]
Why now: [[New tech, regulation, behavior shift, or economic change that makes this solvable]]
Your solution:
[[Describe the product or service in one paragraph. Then list the 3–5 key capabilities that directly attack the problem.]]
Differentiation at a glance:
- [[vs status quo: 5x faster / 70% cheaper / only option that does X]]
- [[vs closest competitor: we focus on Y segment they ignore]]
3. Market Analysis
TAM (Total Addressable Market): [[$X billion: global / category: source: [[report or gov data 2025 or 2026]]]]
SAM (Serviceable Available Market): [[$Y million: your realistic geography + segment]]
SOM (Serviceable Obtainable Market): [[$Z million in 3–5 years: conservative 1–5% of SAM]]
Target customer profile:
- Role / company size: [[e.g. "Marketing teams at 20–200 person B2B SaaS"]]
- Pain frequency: [[Daily / weekly]]
- Current spend on alternatives: [[$ or hours]]
- Buying trigger: [[New hire, funding round, compliance deadline]]
Market trends supporting growth (2025–2028):
- [[Trend 1 with short why it helps you]]
<blank line between>
- [[Trend 2]]
<blank line between>
- [[Trend 3]]
4. Competitive Landscape
Direct competitors (2–4 max):
| Competitor | Strengths | Weaknesses | Your edge |
|---|---|---|---|
| [[Comp A]] | [[Feature X, brand]] | [[Slow, expensive for SMB]] | [[10x cheaper + AI-native]] |
| [[Comp B]] | [[Great UX]] | [[No integrations]] | [[Native [[integration]] built in]] |
Indirect alternatives: Doing nothing, spreadsheets, agencies, legacy software.
Defensibility plan (moat building):
- [[Network effects or data flywheel starting at 50 customers]]
- [[Proprietary prompt library / workflow that improves with use]]
- [[Deep integrations that create switching cost]]
- [[Brand in a narrow niche first]]
5. Business and Revenue Model
Primary revenue stream: [[Subscription $X/mo or $Y/yr per user, or transaction fee of Z%, or services project fee]]
Pricing tiers (first version):
- Starter: [[$29/mo: 1 user, core features]]
- Pro: [[$79/mo: team, advanced + priority support]]
- Enterprise: [[Custom: SSO, SLAs, dedicated success]]
Unit economics (conservative assumptions):
- CAC: [[$[[amount]] via [[channel]]]]
- LTV: [[$[[amount]]: based on [[12–24 mo retention]]]]
- LTV:CAC: [[3x+ target]]
- Payback: [[< 6 months]]
Gross margin target: [[70–85% once at scale: software; 40–60% services hybrid]]
6. Go-to-Market and Marketing
First 100 customers strategy:
- [[Direct outreach to 20 warm contacts + 30 targeted LinkedIn messages per week]]
<blank line between>
- [[Content / SEO: 2 posts per week + one long-form that ranks for [[keyword]]]]
<blank line between>
- [[Partnership / integration launch with [[partner]] that already has your audience]]
<blank line between>
- [[Waitlist or beta community of [[X people]] for social proof]]
Channel mix year 1:
- Organic content + SEO: [[40%]]
- Outbound / founder sales: [[30%]]
- Partnerships / integrations: [[20%]]
- Paid (test small): [[10%]]
Key metrics to watch: [[Website signups, activation rate, week-1 retention, paid conversion]]
7. Operations and Team
Current team (or solo founder):
[[List people + roles + % time]]
Hiring plan (next 12 months):
- [[Month 3–4: first customer success or support hire]]
- [[Month 6–8: second engineer or designer]]
- [[Month 10+: sales if product-led growth plateaus]]
Key tools and vendors:
- Product: [[Cursor + Lovable + Supabase + Vercel]]
- Sales / CRM: [[Attio or HubSpot free + calendar]]
- Finance: [[Stripe + Mercury + simple bookkeeping]]
- Ops: [[Notion + Linear + Slack]]
Legal basics to have by launch: [[LLC or equivalent, basic terms, privacy policy, founder agreement if co-founders]]
8. Financial Projections (3-Year)
Assumptions (write them down: update quarterly):
- Starting customers: [[0 or current number]]
- Monthly growth rate (conservative): [[8–15%]]
- Churn: [[3–5% per month]]
- ARPU: [[$X after mix of tiers]]
- Gross margin: [[75%]]
Summary table (fill with your model or simple spreadsheet export):
| Metric | Year 1 | Year 2 | Year 3 |
|---|---|---|---|
| Revenue | [[$120k]] | [[$480k]] | [[$1.4M]] |
| Gross profit | [[$90k]] | [[$380k]] | [[$1.1M]] |
| Operating expenses | [[$140k]] | [[$260k]] | [[$520k]] |
| Net income (EBITDA) | [[-$50k]] | [[$120k]] | [[$580k]] |
| Customers (EOY) | [[180]] | [[650]] | [[1,800]] |
Break-even month: [[Month 14 under base case]]
Cash runway with current capital: [[N months]]: need [[$X]] more by month [[M]] to hit plan.
9. Funding Ask and Use of Funds (if raising)
Amount seeking: [[$300k seed or $X pre-seed]]
Instrument: [[SAFE with [[cap]] or priced round]]
Use of funds (18 months):
- 50% product & engineering
- 25% go-to-market & content
- 15% operations & legal
- 10% buffer
Milestones this capital achieves:
- [[Ship v2 with 3 major features]]
- [[500 paying customers or $X MRR]]
- [[Team of 4 full-time]]
10. Milestones, Risks, and Next 90 Days
12–18 month milestones (dated):
- [[Month 3: 50 activated users + first $5k MRR]]
- [[Month 6: break-even on operating cash]]
- [[Month 9: first hire + public launch of v2]]
- [[Month 12: $20k MRR + 2 partnerships live]]
Top risks and mitigations:
- [[Slow customer acquisition]]: Mitigation: double down on content + warm intros; run 5 experiments per month.
- [[Competitor copies core feature]]: Mitigation: move faster on integrations and niche depth.
- [[Founder burnout / cash crunch]]: Mitigation: keep personal runway + small revenue milestones before big spends.
Next 90 days (owner + date for each):
- [[Validate problem with 15 customer interviews: Owner: Founder: Due: +30 days]]
- [[Ship private MVP to 10 users: Owner: Founder + AI tools: Due: +45 days]]
- [[First 5 paying customers or letters of intent: Owner: Founder: Due: +75 days]]
- [[Finalize basic financial model in spreadsheet: Owner: Founder: Due: +20 days]]
Worked Examples
Example 1: AI Writing Assistant for Non-Native Professionals
Idea: Browser extension + web app that rewrites emails and docs in the user's voice while fixing tone and grammar.
Market: 50M+ professionals globally; $2.8B writing tools market 2026.
Stage: Idea + 40 waitlist from LinkedIn post.
Plan output: Lean one-pager first, then full 10-section with conservative $8 ARPU, content-led GTM, break-even month 11.
Example 2: Local Marketplace for Specialty Trade Services
Idea: App that matches homeowners with vetted plumbers/electricians for small jobs with instant booking and fixed pricing.
Market: $XXB home services; high fragmentation in mid-size cities.
Stage: 3 pilot providers + 12 jobs run manually.
Plan: Services marketplace model 15% fee. City-by-city rollout. Year 1 focus one metro. Projections show path to $1.2M GMV year 2.
Example 3: Niche SaaS for Indie Game Devs
Idea: Dashboard that aggregates wishlists, reviews, sales data, and suggests pricing + marketing actions.
Market: 300k+ Steam/itch.io devs; most have no analytics team.
Stage: Early customers from Discord.
Plan: $19–49/mo tiers. Content + community GTM. 3-year to $900k ARR with low churn.
Format Checklist
| Element | Requirement |
|---|---|
| Exec summary | One page, all key numbers, clear ask |
| Problem/solution | Evidence + differentiation |
| Market | TAM/SAM/SOM with year/source |
| Competition | Table + moat plan |
| Model | Pricing tiers + unit economics |
| GTM | Specific first 100 customers plan + channel mix |
| Team/Ops | Current + hiring + tools |
| Financials | 3-yr table + assumptions + break-even |
| Milestones & risks | Dated + mitigations + 90-day actions |
| Examples | 3 different businesses |
Updating This Plan
Revisit every 30–60 days. Replace [[tokens]] with actuals. Re-run financials when a major assumption changes (price, churn, CAC). Keep the one-page version in your Notion or pitch deck; keep the full version as your internal operating document.
This plan turns vague dreams into a concrete path. Start executing the 90-day actions today.
Illustrative preview: your actual result is built from your inputs.
How it works.
Describe your idea, market, and money: get an investor-ready plan with real financial projections, not a blank template. Free, no signup.
Draft my business plan
An investor-ready plan with real financials and a dated 90-day action plan: usable in a pitch, not just a template.
What good looks like.
What it must include
- 01A real market size (TAM/SAM/SOM) with sourcing, not a made-up "1% of a huge market" number
- 023-year financial projections with the assumptions that drive them: CAC, LTV, churn, margin, break-even
- 03A funding ask and use-of-funds an investor can actually evaluate
- 04Competitive landscape with a real differentiation and moat plan, not just a features table
- 05A dated 90-day action plan, so it's a working document, not a shelf document
- 063 worked examples across different business types, so you can see it applied before you fill in your own
Signals of expertise
- ★Bottom-up market sizing with sourcing, not top-down guesswork
- ★Real unit economics (CAC, LTV, margin) instead of hand-waved growth
- ★Financial projections come with the assumptions that drive them, so they're defensible in a pitch
- ★Reads like something a founder actually uses monthly, not a one-time file
Common mistakes
- ×Top-down "1% of a huge market" sizing that investors immediately discount
- ×Hockey-stick projections with no visible assumptions behind them
- ×No competition section, or one that's just a feature checklist
- ×Ignoring unit economics entirely
- ×Written once and never updated as the business changes
You might also like.
Meal Plan Generator
Solve "what's for dinner" for the whole week: real recipes and a grocery list, not a vague meal idea. Just enter goals, diet, dislikes.
Workout Plan Builder
Specific exercises, sets, and reps: not "do more cardio" advice: with a real progression plan. Just enter goal, level, equipment.
Budget & Savings Planner
Actually get your finances under control: a real plan built around your income and goals, not generic budgeting tips. Just enter income, expenses, goals.